EASY APPLICATION PROCESS
Your application wil be presented to the closest Lease'T'Own® dealer. If there are no dealers close to you, be sure to give your local dealership the name of our website so they can get on board with the program and earn you as a customer!
APPROVAL BASED ON ABILITY TO PAY - NOT ON CREDIT SCORE
Our dealers will be looking at your stability in the community and your ability to pay. Requirements vary by dealer but most will request to see a current driver's license, your last 2 paystubs, a current rent, lease, or mortgage reciept and a utility bill. Be prepared to supply references as well. You can get a car even with bad credit! There is no credit check and your credit score isn't accessed.
GREAT SELECTION OF QUALITY CARS
RTO/LTO® cars are quality checked so you can be sure you're getting reliable transportation. Most vehicles come with an Engine & Transmission warranty so you don't need to worry about costly repairs.
PAYMENTS TO FIT YOUR BUDGET
Together, you and the RTO/LTO® Dealer will agree on a weekly or bi-weekly payment that you can afford in your budget. The goal isn't to just sell you a car - they want you as a long term customer! You can be sure you'll be treated with respect and matched up with a payment that will work for you for the long run!
FLEXIBLE PAYMENT TERMS
Lease'T'Own® contracts vary in length, payment frequency, and payment methods to accommodate your budget and situation. This flexibility is another great reason why our rent to own and lease to own programs are a great alternative to a car loan or other types of car financing.
NO LONG TERM COMMITMENT - RETURN THE CAR AT ANY TIME, FOR ANY REASON, WITHOUT PENALTY.
Our dealers understand that life happens and circumstances change. Lease'T'Own® provides you with an alternative to high interest rate financing and owning a liability. Our rent to own and lease to own programs offer you freedom and flexibility! If you get into a financial bind, return the car with no questions asked! When you get back on your feet financially, check back with the dealer to start a new Lease'T'Own® contract!