I HAVE BAD CREDIT - WILL I QUALIFY?
With Lease'T'Own®, your credit score doesn't matter. You read that right! IT DOESN'T MATTER! We don't even check your credit score so there's no need to worry about another inquiry appearing on your credit report. We look at your income, your stability, and your references as the primary factors and use that information to help determine the level of payment you can afford.
SHOULD I EVEN APPLY IF I'VE BEEN TURNED DOWN FOR FINANCING AT OTHER DEALERSHIPS
This is the PERFECT program for you if you think you won't be able to qualify for a lease! When other dealers have told you no - Lease'T'Own® dealers can tell you YES! You are not applying for a loan. You work with the dealer to determine a payment level you can afford and then they'll match you up with the right car!
ISN'T CAR LEASING ONLY FOR RICH PEOPLE?
When most people think of leasing, they think of the TV commercials advertising leasing of brand new vehicles. Obviously, new vehicles are much more expensive than used vehicles so it's only natural to assume that leasing is for rich people. This couldn't be further from the truth when it pertains to our program. Lease'T'Own® is a good fit for people of all income levels because we match you to the vehicle that best fits your budget.
IS BUYING A CAR CHEAPER THAN LEASING A CAR?
Not always, If you are the type of customer who trades in a car before it's paid off, then you are probably losing money with each trade, making "buiying" the car more expensive. In the case of most Lease'T'Own® customers, you can't get financing to buy a car so being cheaper or more expensive really isn't the issue. The issue is that you need a car and our Lease'T'Own® dealers can get you in one.
WHAT KINDS OF CARS ARE AVAILABLE FOR LEASE'T'OWN®?
There is a wide variety of vehicles offered with Lease'T'Own®. You will often find vehicles between 5 and 10 years old and in good condition. Are they perfect? No...but our dealers are picky about which vehicles they offer on our program. Most vehicles come with an engine and transmission warranty to cover costly repairs.
CAN I REALLY RETURN THE CAR AT ANY TIME, FOR ANY REASON?
It's true! Right in the lease agreement you will see the proof! The unique Lease'T'Own® contract states that "You may voluntarily terminate this lease, without penalty, before the end of its term." No questions are asked. Just turn in the keys, leave the vehicle in good condition, be current on your payments and you can walk away with no further penalty. No repossession will appear on your credit history. When you get back on your feet financially, come back to the dealership and they will help get you back into another car.
IF I GET BORED WITH MY CAR, CAN I RETURN IT AND GET A DIFFERENT ONE?
Yes you can! You can terminate your lease agreement at any time, for any reason, so it's definitely possible and easy to change vehicles.
THIS PROGRAM SOUNDS TOO GOOD TO BE TRUE! WHAT'S THE CATCH?
There is no catch - it's really as good as it sounds! What other program out there will help you get into a vehicle at a payment level that fits your budget, a dealership that won't judge you based on your credit score, and a salesperson who genuinely wants to help you and keep you as a long term customer? What other program lets you return the car at any time, for any reason, without questions and will still welcome you back into another vehicle once you get on your feet again? Don't settle for anything less! Use our dealer locator to find a dealership near you. If your local dealer doesn't offer Lease'T'Own®, tell them they should start! Give them this website address - we'd be happy to get them started!